Growth & Investing
Fixed Deposit Calculator
Deposit amount₹5,00,000
Expected annual interest rate12%
Deposit tenure10 years
Maturity value
₹16,50,193
at the end of 10 years
Amount deposited
₹5,00,000
Interest earned
₹11,50,193
A Fixed Deposit locks in your deposit amount at a fixed interest rate for a chosen tenure, compounding the full amount from day one rather than being built up gradually like a SIP. This calculator compounds monthly at 1/12th of the annual rate you choose. The actual rate your bank offers depends on the tenure and their current FD rates, which change over time and vary by bank — the figures shown are an illustrative projection at a constant assumed rate, not a quote, and this tool does not constitute investment advice.