Income / Withdrawal
SWP Calculator
Investment corpus₹50,00,000
Expected annual return8%
Monthly withdrawal₹30,000
How long your corpus lasts
50+ years
your corpus is projected to sustain this withdrawal rate indefinitely at this assumed return
Total withdrawn
₹1,80,00,000
Status
Sustainable
A SWP (Systematic Withdrawal Plan) pays out a fixed amount from your investment corpus every month, while the remaining balance keeps earning your assumed annual return. This calculator simulates that month by month for up to 50 years: if the corpus is still positive at the end of that horizon, the withdrawal rate is shown as sustainable; otherwise, it shows how long the corpus lasted before running out. The figures shown assume a constant rate of return, which real investments never provide — actual mutual fund returns fluctuate with markets, and this tool does not constitute investment advice.