Time to Reach Goal Calculator

This calculator works out how many months your fixed monthly SIP, compounding at your expected annual return, would take to reach your target amount — the exact inverse of the SIP future-value calculation. If the goal is more than 50 years away at this amount and return, it's shown as "50+ years" rather than an exact figure. The figures shown are illustrative projections at a constant assumed rate of return — actual mutual fund returns fluctuate with markets, are never guaranteed, and this tool does not constitute investment advice.